Got a deal another lender said no to? We'll figure it out.
Your deal, your client, your commission — all of it hinges on whether the lender picks up the phone. I pick up the phone. Every time. That's the whole pitch.
You know what it feels like when a loan falls apart the week of closing. You also know what it feels like when a lender ghosts you during inspections. Here's what working with me looks like instead.
Full pre-approval in 24 hours or less — not "pre-qualification," the real deal with credit pulled, income docs reviewed, and an issued letter your seller can trust. Weekends count.
Every Monday during an open deal, you and your client get the same status update from me: where we are, what's next, what I need. No chasing, no surprises, no "the underwriter will call you back."
(248) 491-8998. Always on, always answered by me — not a call center, not an LO assistant, not voicemail. Friday night, offer deadline Saturday morning? Call me.
I'm a broker shopping your client's loan across dozens of wholesale lenders. That's structurally lower than what they'd get at a bank or online lender — more room in their budget for the offer to stick.
My team pre-underwrites deals before we issue the letter, so the "conditions" that blow up closings don't blow up ours. Average close time: 18 days on refi, 21 days on purchase.
I'm USMC and I only originate loans in Michigan. That means I know the Michigan down payment assistance programs available through my wholesale lenders, the Oakland/Wayne/Macomb title companies, and the local market dynamics that out-of-state lenders miss. Local expertise without the big-bank bureaucracy.
Here's exactly how a deal flows when your client is financed by me. Predictable, on your timeline, zero drama.
You send me the client. I get them pre-approved in 24 hours or less with a letter you can use on offers.
You loop me in on the PA. I have a rate-lock conversation with the client same day and kick off the file.
Weekly Monday updates for you and your client. I proactively flag anything at risk before it's a problem.
CTC issued on schedule. Final numbers reviewed 24 hours before closing. Funded. Your commission wired.
Your reputation is on the line every time you recommend a lender. Here's what your client's experience looks like with me, so you know the referral will make you look good.
Rate lock in writing the day it happens. Line-item closing cost breakdowns. No surprise fees, no "lender credit" nonsense that shows up then gets clawed back at the table.
Conventional, FHA, VA, jumbo, DSCR, bank statement, Fix & Flip, HELOC, doctor loans, reverse, down payment assistance programs. If your client fits a box, I find it.
Every client I've closed has been asked to review, and every review has been 5 stars. Your client becomes number 31 — and the story they tell their friends is a good one.
I don't disappear after funding. Clients stay on my annual review list — if rates drop, they hear from me. That's more referrals flowing back to you over time.
I'm happy to build the marketing side of our partnership with you. Co-branded materials, joint events, client-facing assets — whatever actually moves deals in your market. A few things I do regularly:
(Rob — swap this for 1-3 real realtor testimonials when you have them)
No sales pitch. 20 minutes, any coffee shop in Oakland, Livingston, or Macomb County you pick. I'll bring a rate sheet. You bring your hardest deals — we'll figure it out.
