5.0 · 35 five-star Google reviews · Veteran-owned · Milford, Michigan · NMLS #23394
McKenney
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Run Your Numbers

Calculators that actually help.

Get a feel for your monthly payment, ballpark affordability, and where your DTI lands. Play with the numbers before you talk to any broker — including me. When you want the real picture, that's a conversation, not a calculator.

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New · Michigan-Specific
Looking for your cash-to-close?
Down payment + closing costs + escrow setup — built from real Michigan CDs. Auto-handles summer/winter tax structure.
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Affordability

Conventional · Loan Program
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Payment Breakdown

$2,450
per month
Principal & Interest $1,993
Taxes $350
Insurance $150
PMI $100
HOA $0
Monthly Payment
$2,450
Loan Amount
$315,000
Your DTI
38.1% / 45.6%
Allowable
50% / 50%
Purchase Price $350,000
Down Payment $35,000 (10%)
Based on what you typed, your monthly payment is around $2,450 on a conventional loan with 10% down. Your DTI lands at 38.1% / 45.6% against a program max of 45% / 50%. Heads up: the monthly-debts field is where most people trip up — call me and we'll sort it in two minutes.

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